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Resort Property Search Sussex County Delaware
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Below is the History of
Mortgage Rates since the year Jody started in this business; 1971.
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Monthly Average Commitment Rate And
Points On 30-Year Fixed-Rate Mortgages
Since 1971
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Commitment Rate: 2005 - 2004 |
|
|
2005 |
2004 |
|
|
Rate |
Pts |
Rate |
Pts |
|
January |
5.71 |
0.7 |
5.71 |
0.7 |
|
February |
5.63 |
0.7 |
5.64 |
0.7 |
|
March |
5.93 |
0.7 |
5.45 |
0.7 |
|
April |
5.86 |
0.6 |
5.83 |
0.7 |
|
May |
5.72 |
0.6 |
6.27 |
0.7 |
|
June |
5.58 |
0.6 |
6.29 |
0.6 |
|
July |
5.7 |
0.5 |
6.06 |
0.6 |
|
August |
5.82 |
0.5 |
5.87 |
0.7 |
|
September |
5.77 |
0.6 |
5.75 |
0.7 |
|
October |
|
|
5.72 |
0.7 |
|
November |
|
|
5.73 |
0.6 |
|
December |
|
|
5.75 |
0.6 |
|
|
|
Annual Avg. |
5.71 |
0.7 |
5.84 |
0.7 |
|
Commitment Rate: 2003 - 1997 |
|
|
2003 |
2002 |
2001 |
2000 |
1999 |
1998 |
1997 |
|
|
Rate |
Pts |
Rate |
Pts |
Rate |
Pts |
Rate |
Pts |
Rate |
Pts |
Rate |
Pts |
Rate |
Pts |
|
January |
5.92 |
0.6 |
7.00 |
0.8 |
7.03 |
0.9 |
8.21 |
1.0 |
6.79 |
0.9 |
6.99 |
1.4 |
7.82 |
1.8 |
|
February |
5.84 |
0.6 |
6.89 |
0.7 |
7.05 |
10. |
8.33 |
1.0 |
6.81 |
1.0 |
7.04 |
1.2 |
7.65 |
1.7 |
|
March |
5.75 |
0.6 |
7.01 |
0.7 |
6.95 |
0.9 |
8.24 |
1.0 |
7.04 |
0.9 |
7.13 |
1.2 |
7.90 |
1.8 |
|
April |
5.81 |
0.6 |
6.99 |
0.7 |
7.08 |
0.9 |
8.15 |
1.0 |
6.92 |
1.0 |
7.14 |
1.0 |
8.14 |
1.7 |
|
May |
5.48 |
0.6 |
6.81 |
0.7 |
7.15 |
1.0 |
8.52 |
1.0 |
7.15 |
1.0 |
7.14 |
1.1 |
7.94 |
1.7 |
|
June |
5.23 |
0.6 |
6.65 |
0.6 |
7.16 |
1.0 |
8.29 |
0.9 |
7.55 |
1.0 |
7.00 |
1.0 |
7.69 |
1.7 |
|
July |
5.63 |
0.5 |
6.49 |
0.6 |
7.13 |
0.9 |
8.15 |
0.9 |
7.63 |
1.0 |
6.95 |
1.1 |
7.50 |
1.8 |
|
August |
6.26 |
0.7 |
6.29 |
0.6 |
6.95 |
0.9 |
8.03 |
1.0 |
7.94 |
1.0 |
6.92 |
1.1 |
7.48 |
1.7 |
|
September |
6.15 |
0.6 |
6.09 |
0.6 |
6.82 |
0.9 |
7.91 |
1.0 |
7.82 |
1.0 |
6.72 |
1.0 |
7.43 |
1.7 |
|
October |
5.95 |
0.6 |
6.11 |
0.6 |
6.62 |
0.9 |
7.80 |
1.0 |
7.85 |
1.0 |
6.71 |
0.9 |
7.29 |
1.7 |
|
November |
5.93 |
0.6 |
6.07 |
0.6 |
6.66 |
0.8 |
7.75 |
0.9 |
7.74 |
1.0 |
6.87 |
0.9 |
7.21 |
1.7 |
|
December |
5.88 |
0.7 |
6.05 |
0.6 |
7.07 |
0.8 |
7.38 |
1.0 |
7.91 |
1.0 |
6.74 |
1.0 |
7.10 |
1.8 |
|
|
|
Annual Avg. |
5.83 |
0.6 |
6.54 |
0.6 |
6.97 |
0.9 |
8.05 |
1.0 |
7.44 |
1.0 |
6.94 |
1.1 |
7.6 |
1.7 |
|
|
Commitment Rate: 1996 - 1990 |
|
|
1996 |
1995 |
1994 |
1993 |
1992 |
1991 |
1990 |
|
|
Rate |
Pts |
Rate |
Pts |
Rate |
Pts |
Rate |
Pts |
Rate |
Pts |
Rate |
Pts |
Rate |
Pts |
|
January |
7.03 |
1.8 |
9.15 |
1.8 |
7.07 |
1.7 |
7.99 |
1.6 |
8.43 |
1.8 |
9.64 |
2.1 |
9.90 |
2.1 |
|
February |
7.08 |
1.7 |
8.83 |
1.9 |
7.15 |
1.8 |
7.68 |
1.5 |
8.76 |
1.8 |
9.37 |
2.0 |
10.20 |
2.1 |
|
March |
7.62 |
1.8 |
8.46 |
1.8 |
7.68 |
1.7 |
7.50 |
1.6 |
8.94 |
1.9 |
9.50 |
2.1 |
10.27 |
2.1 |
|
April |
7.93 |
1.8 |
8.32 |
1.9 |
8.32 |
1.8 |
7.46 |
1.7 |
8.85 |
1.7 |
9.50 |
2.0 |
10.37 |
2.1 |
|
May |
8.07 |
1.7 |
7.96 |
1.8 |
8.60 |
1.8 |
7.47 |
1.8 |
8.67 |
1.7 |
9.47 |
2.0 |
10.48 |
2.0 |
|
June |
8.32 |
1.7 |
7.57 |
1.8 |
8.40 |
1.8 |
7.42 |
1.6 |
8.51 |
1.7 |
9.62 |
2.1 |
10.16 |
2.0 |
|
July |
8.25 |
1.8 |
7.61 |
1.8 |
8.61 |
1.8 |
7.21 |
1.6 |
8.13 |
1.6 |
9.58 |
2.0 |
10.04 |
2.0 |
|
August |
8.00 |
1.7 |
7.86 |
1.8 |
8.51 |
1.8 |
7.11 |
1.5 |
7.98 |
1.7 |
9.24 |
1.9 |
10.10 |
2.0 |
|
September |
8.23 |
1.7 |
7.64 |
1.8 |
8.64 |
1.8 |
6.91 |
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